8 Questions to Find the Right Fit
Hiring the right financial advisor can have a significant impact on your financial future. But not all advisors are created equal—and not all are the right fit for you.
Whether you’re a high earner in growth mode or a pre-retiree protecting your nest egg, here are 8 smart questions to ask before hiring a financial advisor:
1. Are You a Fiduciary?
A fiduciary is legally obligated to put your best interests ahead of their own. If the advisor isn’t a fiduciary 100% of the time, that’s a red flag. I operate as a fiduciary—always.
2. What Are Your Qualifications and Experience?
Look for credentials like CFP® (CERTIFIED FINANCIAL PLANNER™) or ChFC® and real-world experience. With 17+ years in financial planning and investment management, I help clients navigate complex decisions with confidence.
3. How Do You Get Paid?
Some advisors earn commissions from selling products. Others are fee-only or fee-based. Know how they’re compensated to understand where their incentives lie. I believe in full transparency—no hidden agendas.
4. What’s Your Investment Philosophy?
Are they chasing returns or building a plan based on your goals, risk tolerance, and tax situation? I focus on customized, tax-efficient, tactical strategies—not cookie-cutter portfolios.
5. How Will Our Relationship Work?
How often will you meet? Will you get proactive updates or only hear from them when something's wrong? Clear communication and ongoing strategy reviews are central to the experience.
6. What Services Do You Provide?
Comprehensive planning should go beyond just investments. At Bair Wealth, we address tax planning, retirement income, estate considerations, charitable giving, and more—all aligned under one personalized plan.
7. Who Is Your Typical Client?
An advisor who understands your stage of life can deliver better, more relevant advice. I specialize in helping high-income professionals, successful families, and pre-retirees transition into retirement with clarity and control.
8. Can You Provide References?
You wouldn’t hire an employee without checking references—treat your financial advisor the same. I’m happy to connect you with clients who can share their experience.
Choosing the Right Advisor Is a Big Deal—Let’s Make Sure We’re a Fit.
If you’re asking these questions, you’re already on the right track. Let’s have a conversation to see if we’re the right team to guide your next chapter.
👉 Schedule Your Complimentary Intro Call Now
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