Nicholas BairCFP® • ChFC® • SmartVestor Pro
A fiduciary financial advisor helping business owners, pre-retirees, and retirees across the West Valley build tax-smart retirement income and invest with a clear, written plan.
Experience You Can Verify
Nick Bair is a CERTIFIED FINANCIAL PLANNER™ professional and Chartered Financial Consultant® who has spent his career helping families make major financial decisions with confidence.
Born in Pennsylvania and raised in an Air Force family that took him across Europe and the United States, Nick earned his degree from Mansfield University before being recruited by JPMorgan in 2008. Over a 15-year tenure, he specialized in financial planning and investment management for pre-retirees, retirees, and women navigating transitions such as divorce and widowhood, rising to Senior Vice President of Wealth Management by 2023.
Today, as an independent Managing Partner and Senior Wealth Advisor, Nick works so his guidance answers to one person: the client. He pairs the analytical depth of a large-firm background with the personal attention of an independent practice, coordinating with clients' CPAs and estate attorneys so every part of the plan works together. His clients often describe him as more than an advisor, someone they trust like family.
Outside the office, Nick serves on the Council of Professional Advisors for the Sun Health Foundation and volunteers as a Financial Coach at Christ's Church of the Valley. He lives in the West Valley with his wife Suzanne and daughter Alexa, and is an avid fan of CrossFit, hunting, fishing, and golf.
Services Nick Provides
Comprehensive planning for people who want more than investment management alone, a clear plan, coordinated advice, and a long-term relationship.
Retirement Income Planning
A strategy to turn savings into dependable, tax-aware income built around your goals and timeline.
Investment Management
Portfolios aligned with your written plan and risk tolerance, without proprietary products.
Tax Planning Strategies
Roth conversions and tax-efficient withdrawals designed to reduce drag over the long term.
401(k) Rollover Strategies
Clear guidance on consolidating and positioning retirement accounts as you change jobs or retire.
Social Security Planning
Claiming strategies coordinated with the rest of your income plan to help you make the most of your benefit.
Estate Planning And Coordination
Balancing personal wealth, business value, and legacy, coordinated with your CPA and estate attorney.
A Dave Ramsey SmartVestor Pro
Nick is a Dave Ramsey SmartVestor Pro. SmartVestor is a referral program created by Ramsey Solutions that connects people with local investing professionals who lead with the heart of a teacher and value serving over selling, the same principles Nick built his practice on.
- Committed to educating clients so you leave every meeting more confident
- Aligned with Ramsey's long-term, debt-free investing philosophy
- Signed the SmartVestor Code of Conduct and vetted for participation
- Local to the West Valley, ready to meet by Zoom, phone, or in person
SmartVestor disclosure. SmartVestor is an advertising and referral service for investing professionals ("SmartVestor Pros") operated by The Lampo Group, LLC d/b/a Ramsey Solutions. Ramsey Solutions is a paid, non-client promoter of participating Pros. Neither Ramsey Solutions nor its affiliates are affiliated with the Pros, and neither Ramsey Solutions nor its representatives are authorized to provide investment advice on behalf of a Pro. Ramsey Solutions does not evaluate a Pro's investing skills or performance, and being a SmartVestor Pro is not an endorsement of a Pro's individual advice. Working with a SmartVestor Pro does not guarantee investment success.
Areas Nick Serves
Based in Surprise, Arizona, Nick works with clients in Phoenix and accross the Phoenix Metro area, throughout the state, and nationally. Thanks to secure virtual planning by Zoom and phone, families anywhere in the United States receive the same fiduciary approach and personal attention, wherever they are.
Sun City West
A premier active-adult community, ideal for the retirees and pre-retirees Nick specializes in guiding through tax-smart income planning.
Peoria
A thriving West Valley city where established professionals and families plan for retirement, education, and long-term wealth.
Litchfield Park
A West Valley enclave of golf communities and high-income households seeking coordinated, fiduciary advice.
Scottsdale
The metro's marquee luxury market, home to executives and high earners who value independent, conflict-free guidance.
Goodyear
One of the West Valley's fastest-growing cities, drawing professionals and families building long-term wealth and planning for retirement.
Paradise Valley
Arizona's most prestigious address, where high-net-worth families need sophisticated estate and investment coordination.
Buckeye
One of the West Valley's fastest-expanding communities, home to growing families and professionals laying the groundwork for long-term financial security.
Gilbert
A prosperous East Valley town where established families and business owners seek coordinated, fiduciary planning for retirement and wealth.
Chandler
A tech-driven East Valley hub where executives and high earners value independent, conflict-free advice built around a clear written plan.
Have questions? Let's talk.
Whatever stage you are at, Nick is happy to answer your questions. Book a complimentary 15-minute introduction, or reach out directly, no pressure, no obligation.
Advisory disclosure. Securities and advisory services offered through Registered Representatives of Cetera Advisors LLC (doing insurance business in CA as CFGA Insurance Agency LLC), member FINRA/SIPC, a broker/dealer and a Registered Investment Advisor. Bair Wealth, Wilde Wealth, and Cetera are affiliated; Cetera is under separate ownership from any other named entity. Fiduciary advisory services are provided through the firm's advisory platform; whether a specific recommendation is advisory or brokerage in nature is disclosed at the time of the recommendation. This site is published for residents of the United States only.
Frequently Asked Questions
Is Nicholas Bair a fiduciary financial advisor?
Yes. Through his advisory platform, Nicholas Bair provides fiduciary advisory services and is committed to acting in his clients' best interest in that role. He is a CERTIFIED FINANCIAL PLANNER™ professional, and CFP® professionals commit to acting as a fiduciary when providing financial advice. When a recommendation is brokerage rather than advisory in nature, he discloses that clearly.
What credentials does Nicholas Bair hold?
Nicholas Bair is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and a Chartered Financial Consultant® (ChFC®). He earned his degree from Mansfield University of Pennsylvania and spent 15 years at JPMorgan, where he rose to Senior Vice President of Wealth Management before founding his own practice.
Where is Nicholas Bair located and what areas does he serve?
Nicholas Bair works from the office at 13985 W Grand Avenue, Suite 100, Surprise, AZ 85374. He serves clients across the West Valley of the Phoenix metro area, including Surprise, Sun City West, Peoria, Glendale, Goodyear, and Scottsdale.
What is a SmartVestor Pro, and is Nicholas Bair one?
Yes, Nicholas Bair is a Dave Ramsey SmartVestor Pro. SmartVestor is an advertising and referral service operated by Ramsey Solutions that connects people with investing professionals in their area. SmartVestor Pros agree to a Code of Conduct built around Dave Ramsey's investing philosophy and lead with the heart of a teacher. Ramsey Solutions is a paid, non-client promoter and does not provide investment advice on behalf of any Pro.
Who does Nicholas Bair work with?
Nicholas Bair works best with business owners, pre-retirees, and retirees who want more than investment management alone. His clients are typically looking for a clear written financial plan, coordinated tax and estate advice, and a long-term relationship. He has particular experience helping women navigating life transitions such as divorce or the loss of a spouse.
How do I schedule a meeting with Nicholas Bair?
You can schedule a complimentary 15-minute introductory call directly through the booking link on this page, or call 602-336-4659. The first conversation is a no-pressure fit check to see whether his experience matches your situation.
"Working with an advisor that is part of the SmartVestor network cannot guarantee investment success or that financial goals will be achieved. There can be no assurance that working with a Dave Ramsey SmartVestor Pro (SVP) will produce or achieve better results than working with an advisor not affiliated with the SmartVestor program. Advisors that participate in this program pay a fee to belong to the program for client leads that are provided. Dave Ramsey and the Dave Ramsey SmartVestor program is not affiliated with Cetera Advisors LLC and Wilde Wealth Management Group and is not sponsored or endorsed by Cetera Advisors LLC and Wilde Wealth Management Group."